Our primary purpose for the site is to provide information on final salary pension funding levels and solvency issues.

Our intention is to provide clients and their trusted advisers with relevant facts about UK final salary schemes. Whilst the benefits of SIPPs and QROPs are plentiful, and should be carefully considered in the advice process, a knowledge of the current scheme’s solvency should also be considered. Whilst there are some very well-funded schemes, it must be remembered that most schemes are cutting back on their liabilities by reducing the benefits owed to future retirees.

Even if you have no intention of looking at alternative options available to you, it is worth reviewing your pension scheme on at least an annual basis to avoid any nasty shocks in retirement.